MARTINSBURG V.A. CENTER Credit Union Profile

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MARTINSBURG V.A. CENTER

Charter #22337 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 263-3454

Fax: (304) 263-7389

Founding Date: N/A

Website: https://www.martinsburgfcu.com

Personnel & Operations

President: Budd, Gary

Manager: Peck, Sherry

FT Employees: 2

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 1

Hours: 7:30 AM-5:15PM MONDAY THRU FRIDAY 8:00 AM

Credit Union Profile Summary

MARTINSBURG V.A. CENTER is a FCU Credit Union. With a total of 1,599 members [1], this institution manages approximately $16,879,648 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.83% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -10.06% [1].

Financial Snapshot

Total Assets [1]
$16,879,648

Total economic resources.

Total Loans [1]
$4,266,943

Total value of outstanding loans.

Total Deposits [1]
$14,713,608

Total funds deposited by members.

Members [1]
1,599

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.83%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.96%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
29.00%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.06%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -10.06%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -8.63%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2971 CHARLES TOWN RD

KEARNEYSVILLE, WV, 25430
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MARTINSBURG V.A. CENTER (Charter #22337).

Main Office

Martinsburg VA Center FCU Main Office

Type: Corporate Office

2971 Charles Town Rd

Kearneysville, WV 25430

Phone: (304) 263-3454

Services: Member Services, ATM, Drive-Thru

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