CHOCTAW Credit Union Profile

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CHOCTAW

Charter #22314 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (601) 676-0566

Fax: (601) 656-9774

Founding Date: N/A

Website: http://www.choctawfcu.org

Personnel & Operations

President: WILLIS, DARLENE

Manager: Steve, Ashton

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Monday through Friday - 10:00 - 5:00

Credit Union Profile Summary

CHOCTAW is a FCU Credit Union. With a total of 2,031 members [1], this institution manages approximately $2,938,660 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 30.26% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.00% [1].

Financial Snapshot

Total Assets [1]
$2,938,660

Total economic resources.

Total Loans [1]
$1,640,018

Total value of outstanding loans.

Total Deposits [1]
$2,046,251

Total funds deposited by members.

Members [1]
2,031

Number of active members.

Performance Ratios

Net Worth Ratio [1]
30.26%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
13.43%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.15%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.86%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-2.00%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
3.57%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

203 CHOCTAW TOWN CENTER, CHOCTAW TO

CHOCTAW, MS, 39350

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by CHOCTAW (Charter #22314).

Main Office

CHOCTAW FCU Main Office

Type: Corporate Office

203 CHOCTAW TOWN CENTER

CHOCTAW TOWN CENTER, SUITE 203

Choctaw, MS 39350

Phone: (601) 656-0055

Services: Member Services

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