LONG REACH Credit Union Profile

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LONG REACH

Charter #22241 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 758-4308

Fax: (304) 758-4236

Founding Date: N/A

Website: http://www.lrefcu.org

Personnel & Operations

President: Arnott, Gregory

Manager: Reed, Steven

FT Employees: 35

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 53

Branches: 5

Hours: Monday - Friday 9am-4:30pm Saturday 9am-12

Credit Union Profile Summary

LONG REACH is a FCU Credit Union. With a total of 10,670 members [1], this institution manages approximately $172,787,606 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.08% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.40% [1].

Financial Snapshot

Total Assets [1]
$172,787,606

Total economic resources.

Total Loans [1]
$116,573,402

Total value of outstanding loans.

Total Deposits [1]
$155,128,634

Total funds deposited by members.

Members [1]
10,670

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.08%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.12%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
75.15%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 8.52%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 4.40%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 7.60%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

315 Main St

Middlebourne, WV, 26149-9602
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by LONG REACH (Charter #22241).

Main Office

Middlebourne Main Office

Type: Corporate Office

315 Main St

Middlebourne, WV 26149-9602

Phone: (304) 758-4308

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Ellenboro

Ellenboro

Type: Branch Office

165 E Washington Ave

Ellenboro, WV 26346

Phone: (304) 869-4140

Services: Member Services, ATM, Drive-Thru

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Friendly

Friendly

Type: Branch Office

10767 Energy Hwy

Friendly, WV 26146-7512

Phone: (304) 652-8363

Services: Member Services, ATM, Drive-Thru

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Saint Marys

St. Marys

Type: Branch Office

810 3rd St

Saint Marys, WV 26170-1155

Phone: (304) 684-7906

Services: Member Services, ATM, Drive-Thru

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