E L C O Credit Union Profile
Showing details for E L C O Credit Union.
Credit Union Profile for: E L C O
E L C O
Headquarters Contact & Staff
Contact & Info
Phone: (706) 213-4186
Fax: (706) 283-6601
Founding Date: N/A
Personnel & Operations
President: Gary, Kelly
Manager: Stowers, Joanne
FT Employees: 1
PT Employees: 1
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 04
Branches: 1
Hours: Mon through Friday 1:00 through 4:30
Credit Union Profile Summary
E L C O is a FCU Credit Union. With a total of 672 members [1], this institution manages approximately $4,984,793 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 19.58% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.72% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 1 branches reported by E L C O (Charter #22083).
Main Office
ELCO FCU Main Office
50 Laurel Dr Bldg B
Elberton, GA 30635
Phone: (706) 213-4186
Services: Member Services