NORTH ALABAMA PAPERMAKERS Credit Union Profile

Showing details for NORTH ALABAMA PAPERMAKERS Credit Union.

Home > AL > NORTH ALABAMA PAPERMAKERS

NORTH ALABAMA PAPERMAKERS

Charter #22070 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (256) 437-3232

Fax: (256) 437-3329

Founding Date: N/A

Personnel & Operations

President: Sumner, Bret

Manager: Guess, Summer

FT Employees: 1

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 15

Branches: 1

Hours: M-F 7:30 am - 3:30 pm

Credit Union Profile Summary

NORTH ALABAMA PAPERMAKERS is a FCU Credit Union. With a total of 324 members [1], this institution manages approximately $2,144,902 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 25.57% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.82% [1].

Financial Snapshot

Total Assets [1]
$2,144,902

Total economic resources.

Total Loans [1]
$1,166,478

Total value of outstanding loans.

Total Deposits [1]
$1,573,189

Total funds deposited by members.

Members [1]
324

Number of active members.

Performance Ratios

Net Worth Ratio [1]
25.57%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.49%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.15%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -7.66%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -8.82%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.31%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1611 County Road 85

Stevenson, AL, 35772
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 1 branches reported by NORTH ALABAMA PAPERMAKERS (Charter #22070).

Main Office

North Alabama Papermakers Federal Credit Union Main Office

Type: Corporate Office

1611 County Road 85

Stevenson, AL 35772

Phone: (256) 437-3232

Services: Member Services

Open in Directions