WATERBURY CONNECTICUT TEACHERS Credit Union Profile

Showing details for WATERBURY CONNECTICUT TEACHERS Credit Union.

Home > CT > WATERBURY CONNECTICUT TEACHERS

WATERBURY CONNECTICUT TEACHERS

Charter #22 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (203) 758-9500

Fax: (203) 758-8514

Founding Date: N/A

Website: http://www.wctfcu.com

Personnel & Operations

President: McCasland, Peter

Manager: Misset, Martin

FT Employees: 34

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 2

Hours: MON-WED 9AM-5PM THURS 10AM-7PM FRIDAY 9AM

Credit Union Profile Summary

WATERBURY CONNECTICUT TEACHERS is a FCU Credit Union. With a total of 22,114 members [1], this institution manages approximately $356,097,547 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.86% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.19% [1].

Financial Snapshot

Total Assets [1]
$356,097,547

Total economic resources.

Total Loans [1]
$234,978,768

Total value of outstanding loans.

Total Deposits [1]
$298,192,211

Total funds deposited by members.

Members [1]
22,114

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.86%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.65%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
78.80%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.69%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.19%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.46%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

773 STRAITS TPKE

MIDDLEBURY, CT, 06762-2852
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 2 branches reported by WATERBURY CONNECTICUT TEACHERS (Charter #22).

Main Office

Middlebury - Main Main Office

Type: Corporate Office

773 Straits Tpke

Middlebury, CT 06762-2852

Phone: (203) 758-9500

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Danbury

Danbury Branch

Type: Branch Office

110 Federal Rd

Danbury, CT 06811-4077

Phone: (203) 791-1117

Services: Member Services, ATM, Drive-Thru

Open in Directions