CPM Credit Union Profile

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CPM

Charter #21971 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (800) 255-1513

Fax: (843) 566-9312

Founding Date: N/A

Website: http://www.cpmfed.com

Personnel & Operations

President: Chodnicki, Michael

Manager: Gergen, James

FT Employees: 185

PT Employees: 17

Designations & Ratios

MDI Status: No

RBC Ratio: 16.48%

Membership Type: 98

Branches: 11

Hours: 8:00 A.M. TILL 5:00 P.M. MONDAY THROUGH FRI

Credit Union Profile Summary

CPM is a FCU Credit Union. With a total of 65,864 members [1], this institution manages approximately $673,185,326 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.78% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 11.54% [1].

Financial Snapshot

Total Assets [1]
$673,185,326

Total economic resources.

Total Loans [1]
$463,907,603

Total value of outstanding loans.

Total Deposits [1]
$602,012,324

Total funds deposited by members.

Members [1]
65,864

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.78%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.70%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
77.06%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
6.76%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
11.54%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
3.32%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1066 E MONTAGUE AVE

NORTH CHARLESTO, SC, 29405

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 13 branches reported by CPM (Charter #21971).

Main Office

Support Center Main Office

Type: Corporate Office

1066 E Montague Ave

North Charleston, SC 29405

Phone: (800) 255-1513

Services: None specified

Open in Directions

Additional Branches

Beaufort

Beaufort Main

Type: Branch Office

3481 Trask Pkwy

Beaufort, SC 29906

Phone: (800) 255-1513

Services: Member Services, ATM

Open in Directions

Beaufort Port Royal

Type: Branch Office

100 Midtown Dr

Beaufort, SC 29906

Phone: (800) 255-1513

Services: Member Services, ATM, Drive-Thru

Open in Directions

Bluffton

Bluffton

Type: Branch Office

95 Buckwalter Place Boulevard

Bluffton, SC 29910

Phone: (800) 255-1513

Services: Member Services, ATM, Drive-Thru

Open in Directions

Gray Court

ZF

Type: Branch Office

2846 N Old Laurens Rd

Gray Court, SC 29645-3157

Phone: (864) 228-1104

Services: Member Services

Open in Directions

Greenville

Greenville Augusta Street

Type: Branch Office

1111 Augusta St

Greenville, SC 29605-3963

Phone: (800) 255-1513

Services: Member Services, ATM, Drive-Thru

Open in Directions

Greenville Butler Road

Type: Branch Office

1270 E Butler Rd

Greenville, SC 29607

Phone: (800) 255-1513

Services: Member Services, ATM, Drive-Thru

Open in Directions

Greer

Greer

Type: Branch Office

1445 Highway 101 S

Greer, SC 29651

Phone: (800) 255-1513

Services: Member Services, ATM, Drive-Thru

Open in Directions

North Charleston

North Charleston

Type: Branch Office

1066 E Montague Ave

North Charleston, SC 29405-4822

Phone: (800) 255-1513

Services: Member Services, ATM

Open in Directions

Orangeburg

Orangeburg

Type: Branch Office

1174 Boulevard St

Orangeburg, SC 29115

Phone: (800) 255-1513

Services: Member Services, ATM, Drive-Thru

Open in Directions

Simpsonville

Simpsonville

Type: Branch Office

307 Harrison Bridge Rd

Simpsonville, SC 29680

Phone: (800) 255-1513

Services: Member Services, ATM, Drive-Thru

Open in Directions

Spartanburg

Spartanburg

Type: Branch Office

240 E Blackstock Rd

Spartanburg, SC 29301

Phone: (800) 255-1513

Services: Member Services, ATM, Drive-Thru

Open in Directions

Summerville

Summerville

Type: Branch Office

165 Brighton Park Blvd

Summerville, SC 29486-2162

Phone: (800) 255-1513

Services: Member Services, ATM, Drive-Thru

Open in Directions