P.H.I. Credit Union Profile

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P.H.I.

Charter #21879 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (337) 233-2274

Fax: (337) 232-0026

Founding Date: N/A

Website: http://www.phifcu.com

Personnel & Operations

President: Boss, Kyle

Manager: Hall, Sandra

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 44

Branches: 1

Hours: 8:30am - 4:00pm Monday through Friday

Credit Union Profile Summary

P.H.I. is a FCU Credit Union. With a total of 864 members [1], this institution manages approximately $5,229,805 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.08% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -17.62% [1].

Financial Snapshot

Total Assets [1]
$5,229,805

Total economic resources.

Total Loans [1]
$3,437,016

Total value of outstanding loans.

Total Deposits [1]
$4,758,923

Total funds deposited by members.

Members [1]
864

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.08%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.87%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
72.22%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-5.00%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-17.62%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-17.64%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

714 E Kaliste Saloom Rd Ste A3

Lafayette, LA, 70508-2529

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by P.H.I. (Charter #21879).

Main Office

Main Office Main Office

Type: Corporate Office

714 E Kaliste Saloom Rd Ste A3

Lafayette, LA 70508-2529

Phone: (337) 233-2274

Services: Member Services

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