GHA Credit Union Profile

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GHA

Charter #21774 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (203) 863-3186

Fax: (203) 863-3187

Founding Date: N/A

Website: https://www.ghafcu.org

Personnel & Operations

President: Green, Stacey

Manager: Saperstein, Diane

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 21

Branches: 1

Hours: 8:00 am - 4:00 pm

Credit Union Profile Summary

GHA is a FCU Credit Union. With a total of 2,418 members [1], this institution manages approximately $31,080,706 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.99% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.57% [1].

Financial Snapshot

Total Assets [1]
$31,080,706

Total economic resources.

Total Loans [1]
$10,837,194

Total value of outstanding loans.

Total Deposits [1]
$26,311,450

Total funds deposited by members.

Members [1]
2,418

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.99%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.44%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
41.19%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.31%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
4.57%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.78%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5 Perryridge Rd

Greenwich, CT, 06830-4608

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by GHA (Charter #21774).

Main Office

Main Office Main Office

Type: Corporate Office

5 Perryridge Rd

Greenwich, CT 06830-4608

Phone: (203) 863-3186

Services: Member Services

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