HOME TOWN Credit Union Profile

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HOME TOWN

Charter #21669 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (507) 451-3798

Fax: (507) 446-8113

Founding Date: N/A

Website: http://www.hometowncu.coop

Personnel & Operations

President: Schulz, Nicole

Manager: Corcoran, Chad

FT Employees: 59

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 4

Hours: 7:30 to 5:00 Monday thru Friday

Credit Union Profile Summary

HOME TOWN is a FCU Credit Union. With a total of 25,686 members [1], this institution manages approximately $278,560,976 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.08% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -10.64% [1].

Financial Snapshot

Total Assets [1]
$278,560,976

Total economic resources.

Total Loans [1]
$190,227,478

Total value of outstanding loans.

Total Deposits [1]
$251,186,771

Total funds deposited by members.

Members [1]
25,686

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.08%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.84%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
75.73%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.80%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -10.64%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 4.47%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2400 W Bridge St

Owatonna, MN, 55060-5003
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by HOME TOWN (Charter #21669).

Main Office

Bridge Street Main Office

Type: Corporate Office

2400 W Bridge St

Owatonna, MN 55060-5003

Phone: (507) 451-3798

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Faribault

Faribault

Type: Branch Office

1205 Highway 60 W

Faribault, MN 55021-4964

Phone: (507) 332-2288

Services: Member Services, ATM, Drive-Thru

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Northfield

Northfield

Type: Branch Office

2000 Honey Locust Drive

Northfield, MN 55057-4867

Phone: (507) 451-3798

Services: Member Services, ATM, Drive-Thru

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Owatonna

Owatonna South Branch

Type: Branch Office

150 18th St SW

Owatonna, MN 55060

Phone: (507) 451-3798

Services: Member Services, ATM, Drive-Thru

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