TORO EMPLOYEES Credit Union Profile

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TORO EMPLOYEES

Charter #21644 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (952) 208-6441

Fax: (952) 948-4849

Founding Date: N/A

Website: http://www.torofcu.org

Personnel & Operations

President: Miller, Tyler

Manager: Hawlk, Lindsay

FT Employees: 6

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 13

Branches: 1

Hours: Monday to Friday 8:30 to 4:00

Credit Union Profile Summary

TORO EMPLOYEES is a FCU Credit Union. With a total of 3,049 members [1], this institution manages approximately $40,782,391 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.57% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.60% [1].

Financial Snapshot

Total Assets [1]
$40,782,391

Total economic resources.

Total Loans [1]
$28,596,672

Total value of outstanding loans.

Total Deposits [1]
$35,186,220

Total funds deposited by members.

Members [1]
3,049

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.57%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.50%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
81.27%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
11.73%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-2.60%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-5.95%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

8111 Lyndale Ave S

Bloomington, MN, 55420

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by TORO EMPLOYEES (Charter #21644).

Main Office

Toro Employees Federal Credit Union Main Office

Type: Corporate Office

8111 Lyndale Ave S

Bloomington, MN 55420

Phone: (952) 208-6441

Services: Member Services

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