TRU Credit Union Profile

Showing details for TRU Credit Union.

Home > SC > TRU

TRU

Charter #21628 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (864) 229-6177

Fax: (864) 942-7062

Founding Date: N/A

Website: http://www.gm-fcu.org

Personnel & Operations

President: Phillips, Melissa

Manager: Heinlen, Philip

FT Employees: 20

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: Mon, Tues., Wednesday 8:30-5:00 Thurs., Fr

Credit Union Profile Summary

TRU is a FCU Credit Union. With a total of 7,169 members [1], this institution manages approximately $67,312,613 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.98% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.14% [1].

Financial Snapshot

Total Assets [1]
$67,312,613

Total economic resources.

Total Loans [1]
$37,056,665

Total value of outstanding loans.

Total Deposits [1]
$59,009,644

Total funds deposited by members.

Members [1]
7,169

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.98%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.40%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
62.80%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.38%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.14%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.77%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

617 Durst Ave E

Greenwood, SC, 29649-2713
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 2 branches reported by TRU (Charter #21628).

Main Office

617 Durst Ave E Greenwood, S.C. 29649-2713 Main Office

Type: Corporate Office

617 Durst Ave E

Greenwood, SC 29649-2713

Phone: (864) 229-6177

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Greenwood

1632 Main St S Greenwood, S.C. 29646-4123

Type: Branch Office

1632 Main St S

Greenwood, SC 29646-4123

Phone: (864) 229-6177

Services: Member Services, ATM, Drive-Thru

Open in Directions