FIRST BAPTIST CHURCH (STRATFORD) Credit Union Profile

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FIRST BAPTIST CHURCH (STRATFORD)

Charter #21614 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (203) 378-9228

Fax: (203) 378-9228

Founding Date: N/A

Personnel & Operations

President: Davis, Joan

Manager: Tate-Perry, Norma

FT Employees: 0

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 01

Branches: 1

Hours: Sunday 9:00 A.M. to 10:15 A.M.

Credit Union Profile Summary

FIRST BAPTIST CHURCH (STRATFORD) is a FCU Credit Union. With a total of 155 members [1], this institution manages approximately $354,501 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.44% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 146.95% [1].

Financial Snapshot

Total Assets [1]
$354,501

Total economic resources.

Total Loans [1]
$66,039

Total value of outstanding loans.

Total Deposits [1]
$328,112

Total funds deposited by members.

Members [1]
155

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.44%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.47%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
20.13%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 12.79%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 146.95%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -26.89%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

40 Johnson Ct

Stratford, CT, 06615
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by FIRST BAPTIST CHURCH (STRATFORD) (Charter #21614).

Main Office

First Baptist Church FCU Main Office

Type: Corporate Office

40 Johnson Ct

Stratford, CT 06615

Phone: (203) 378-9228

Services: Member Services

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