BEKA Credit Union Profile

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BEKA

Charter #21575 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (706) 235-4481

Fax: (706) 234-4791

Founding Date: N/A

Personnel & Operations

President: Clark, Chad

Manager: Silvey, Brandy

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 12

Branches: 1

Hours: Mon, Tue, Thur & Fri 7:00 a.m. - 4:30 p.

Credit Union Profile Summary

BEKA is a FCU Credit Union. With a total of 447 members [1], this institution manages approximately $4,809,669 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.9% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.93% [1].

Financial Snapshot

Total Assets [1]
$4,809,669

Total economic resources.

Total Loans [1]
$3,644,813

Total value of outstanding loans.

Total Deposits [1]
$4,190,967

Total funds deposited by members.

Members [1]
447

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.9%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-1.59%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
86.97%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-0.34%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-4.93%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-8.21%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

301 Darlington Dr SW

Rome, GA, 30161

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by BEKA (Charter #21575).

Main Office

Main Office Main Office

Type: Corporate Office

301 Darlington Dr SW

Rome, GA 30161

Phone: (706) 235-4481

Services: Member Services

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