BERKELEY COUNTY PUBLIC SCHOOLS Credit Union Profile

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BERKELEY COUNTY PUBLIC SCHOOLS

Charter #21499 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 263-0902

Fax: (304) 263-7879

Founding Date: N/A

Website: http://www.bcpsfcu.com

Personnel & Operations

President: Mullenax, Lewis

Manager: Wright, Phyllis

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 04

Branches: 1

Hours: Monday -Friday 9 a.m. - 5 p.m. Closed Daily

Credit Union Profile Summary

BERKELEY COUNTY PUBLIC SCHOOLS is a FCU Credit Union. With a total of 1,054 members [1], this institution manages approximately $7,853,221 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.92% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -10.47% [1].

Financial Snapshot

Total Assets [1]
$7,853,221

Total economic resources.

Total Loans [1]
$3,846,061

Total value of outstanding loans.

Total Deposits [1]
$7,139,530

Total funds deposited by members.

Members [1]
1,054

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.92%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.49%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
53.87%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.10%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -10.47%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.86%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

401 S Queen St Trlr 1A

Martinsburg, WV, 25401-3233
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by BERKELEY COUNTY PUBLIC SCHOOLS (Charter #21499).

Main Office

Main Office Main Office

Type: Corporate Office

401 S Queen St Trlr 1A

Martinsburg, WV 25401-3233

Phone: (304) 263-0902

Services: Member Services

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