HANCOCK SCHOOL EMP. Credit Union Profile

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HANCOCK SCHOOL EMP.

Charter #21115 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 723-5605

Fax: (304) 723-9655

Founding Date: N/A

Website: http://www.hsefcu.com

Personnel & Operations

President: Anderson, Gordon

Manager: Karas, David

FT Employees: 4

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: June thru August Hours 10:00 to 4:00 Septe

Credit Union Profile Summary

HANCOCK SCHOOL EMP. is a FCU Credit Union. With a total of 1,399 members [1], this institution manages approximately $24,242,858 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.15% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.85% [1].

Financial Snapshot

Total Assets [1]
$24,242,858

Total economic resources.

Total Loans [1]
$6,209,727

Total value of outstanding loans.

Total Deposits [1]
$21,658,221

Total funds deposited by members.

Members [1]
1,399

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.15%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.29%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
28.67%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.17%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -3.85%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -8.08%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

384 Penco Rd

Weirton, WV, 26062
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by HANCOCK SCHOOL EMP. (Charter #21115).

Main Office

Hancock School Employee FCU Main Office

Type: Corporate Office

384 Penco Rd

Weirton, WV 26062

Phone: (304) 723-5605

Services: Member Services

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