B.O.N.D. COMMUNITY Credit Union Profile

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B.O.N.D. COMMUNITY

Charter #20974 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (404) 525-0619

Fax: (404) 577-8529

Founding Date: N/A

Website: http://www.bondcu.com

Personnel & Operations

President: Carmichael, William

Manager: McDonald, Craig

FT Employees: 10

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: Mon-Fri: 10am-6pm Sat: 10am-3pm Sun: Closed

Credit Union Profile Summary

B.O.N.D. COMMUNITY is a FCU Credit Union. With a total of 3,257 members [1], this institution manages approximately $45,492,345 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.42% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.19% [1].

Financial Snapshot

Total Assets [1]
$45,492,345

Total economic resources.

Total Loans [1]
$36,080,756

Total value of outstanding loans.

Total Deposits [1]
$40,585,880

Total funds deposited by members.

Members [1]
3,257

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.42%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.79%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
88.90%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -4.50%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -3.19%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.69%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

433 Moreland Ave NE

Atlanta, GA, 30307-1562
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by B.O.N.D. COMMUNITY (Charter #20974).

Main Office

B.O.N.D. Community FCU Main Office

Type: Corporate Office

433 Moreland Ave NE

Atlanta, GA 30307-1562

Phone: (404) 525-0619

Services: Member Services, ATM

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Additional Branches

Atlanta

Pinnacle Credit Union

Type: Corporate Office

536 North Ave NE

Atlanta, GA 30308

Phone: (404) 888-1860

Services: Member Services, ATM, Drive-Thru

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