TEAMSTERS LOCAL 697 Credit Union Profile

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TEAMSTERS LOCAL 697

Charter #20957 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 232-9840

Fax: (304) 232-5840

Founding Date: N/A

Website: http://www.teamsters697creditunion.

Personnel & Operations

President: Holt, William

Manager: Komorowski, Rebecca

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 03

Branches: 1

Hours: 8:30 AM - 4:00 PM

Credit Union Profile Summary

TEAMSTERS LOCAL 697 is a FCU Credit Union. With a total of 558 members [1], this institution manages approximately $2,693,066 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.37% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.40% [1].

Financial Snapshot

Total Assets [1]
$2,693,066

Total economic resources.

Total Loans [1]
$2,133,027

Total value of outstanding loans.

Total Deposits [1]
$2,352,182

Total funds deposited by members.

Members [1]
558

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.37%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.52%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
90.68%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-9.20%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-0.40%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.09%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

901 Market St

Wheeling, WV, 26003-2918

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by TEAMSTERS LOCAL 697 (Charter #20957).

Main Office

CU Office Main Office

Type: Corporate Office

901 Market St

Wheeling, WV 26003-2918

Phone: (304) 232-9840

Services: Member Services

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