STEPHENS COUNTY COMMUNITY Credit Union Profile

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STEPHENS COUNTY COMMUNITY

Charter #20890 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (706) 886-3532

Fax:

Founding Date: N/A

Personnel & Operations

President: Keils, Markques

Manager: Woodruff Jr, Willie

FT Employees: 0

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: THURS 4:30-6 P.M.

Credit Union Profile Summary

STEPHENS COUNTY COMMUNITY is a FCU Credit Union. With a total of 115 members [1], this institution manages approximately $155,885 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.42% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 226.85% [1].

Financial Snapshot

Total Assets [1]
$155,885

Total economic resources.

Total Loans [1]
$19,137

Total value of outstanding loans.

Total Deposits [1]
$133,958

Total funds deposited by members.

Members [1]
115

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.42%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
3.18%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
14.29%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.99%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
226.85%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.88%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

69 W WHITMAN ST

TOCCOA, GA, 30577

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by STEPHENS COUNTY COMMUNITY (Charter #20890).

Main Office

Main Office Whitman St Main Office

Type: Corporate Office

69 W Whitman St

Toccoa, GA 30577

Phone: (706) 886-3532

Services: Member Services

Open in Directions

Additional Branches

Toccoa

Disaster Recovery/Branch

Type: Branch Office

51 W Doyle St

Toccoa, GA 30577

Phone: (706) 886-7553

Services: Member Services

Open in Directions