WALKER COUNTY EDUCATORS Credit Union Profile

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WALKER COUNTY EDUCATORS

Charter #20610 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (706) 375-4243

Fax: (706) 375-4244

Founding Date: N/A

Website: http://www.WalkerCountyEducatorsFCU

Personnel & Operations

President: James, William

Manager: Underwood, Crystal

FT Employees: 3

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: Monday - Friday 8:00 a.m. - 4:30 p.m.

Credit Union Profile Summary

WALKER COUNTY EDUCATORS is a FCU Credit Union. With a total of 1,409 members [1], this institution manages approximately $14,361,497 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 25.37% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.52% [1].

Financial Snapshot

Total Assets [1]
$14,361,497

Total economic resources.

Total Loans [1]
$8,246,764

Total value of outstanding loans.

Total Deposits [1]
$10,680,944

Total funds deposited by members.

Members [1]
1,409

Number of active members.

Performance Ratios

Net Worth Ratio [1]
25.37%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.36%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
77.21%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.09%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
1.52%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.49%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

925 Osburn Rd

Chickamauga, GA, 30707

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by WALKER COUNTY EDUCATORS (Charter #20610).

Main Office

Walker County Educators FCU - Chickamauga Office Main Office

Type: Corporate Office

925 Osburn Rd

Chickamauga, GA 30707

Phone: (706) 375-4243

Services: Member Services

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Additional Branches

La Fayette

Walker County Educators FCU

Type: Branch Office

201 S Duke St

La Fayette, GA 30728-3518

Phone: (706) 638-4243

Services: None specified

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