G. C. A. Credit Union Profile

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G. C. A.

Charter #20529 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (337) 474-1006

Fax: (337) 474-9934

Founding Date: N/A

Personnel & Operations

President: Primeaux, Derrick

Manager: Campbell, Lori

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 49

Branches: 1

Hours: MONDAY - FRIDAY 8:15AM - 4:15 PM

Credit Union Profile Summary

G. C. A. is a FCU Credit Union. With a total of 805 members [1], this institution manages approximately $4,350,587 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 27.94% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -22.12% [1].

Financial Snapshot

Total Assets [1]
$4,350,587

Total economic resources.

Total Loans [1]
$881,505

Total value of outstanding loans.

Total Deposits [1]
$3,126,827

Total funds deposited by members.

Members [1]
805

Number of active members.

Performance Ratios

Net Worth Ratio [1]
27.94%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.26%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
28.19%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.11%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-22.12%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-8.42%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

625B PETRO POINT DR

LAKE CHARLES, LA, 70607-7054

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by G. C. A. (Charter #20529).

Main Office

Main Office Main Office

Type: Corporate Office

625B Petro Point Dr

Lake Charles, LA 70607-7054

Phone: (337) 474-1006

Services: Member Services

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