ALCOA MUNICIPAL EMPLOYEES Credit Union Profile

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ALCOA MUNICIPAL EMPLOYEES

Charter #20513 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (865) 981-4158

Fax: (865) 981-4176

Founding Date: N/A

Personnel & Operations

President: ROSS, MARK

Manager: JEANDRON, DENISE

FT Employees: 1

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 1

Hours: MONDAY - FRIDAY 8:00AM TO 4:30PM

Credit Union Profile Summary

ALCOA MUNICIPAL EMPLOYEES is a FCU Credit Union. With a total of 880 members [1], this institution manages approximately $4,774,771 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.42% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 15.27% [1].

Financial Snapshot

Total Assets [1]
$4,774,771

Total economic resources.

Total Loans [1]
$2,992,683

Total value of outstanding loans.

Total Deposits [1]
$3,980,217

Total funds deposited by members.

Members [1]
880

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.42%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
3.38%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
75.19%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.39%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 15.27%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -16.82%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

727 UNIVERSAL ST

ALCOA, TN, 37701
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by ALCOA MUNICIPAL EMPLOYEES (Charter #20513).

Main Office

MAIN OFFICE 727 UNIVERSAL STREET ALCOA TN 37701 Main Office

Type: Corporate Office

727 Universal St

Alcoa, TN 37701

Phone: (865) 981-4158

Services: Member Services

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