FIRST STREET Credit Union Profile

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FIRST STREET

Charter #20417 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (337) 463-7529

Fax: (337) 463-0116

Founding Date: N/A

Website: https://www.1stfcu.com/

Personnel & Operations

President: CRAIN, JAMES

Manager: POWELL, KATHY

FT Employees: 8

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 49

Branches: 1

Hours: MONDAY THRU FRIDAY 8:00 TO 5:00

Credit Union Profile Summary

FIRST STREET is a FCU Credit Union. With a total of 3,336 members [1], this institution manages approximately $55,186,991 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 16.55% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.51% [1].

Financial Snapshot

Total Assets [1]
$55,186,991

Total economic resources.

Total Loans [1]
$29,555,404

Total value of outstanding loans.

Total Deposits [1]
$46,020,537

Total funds deposited by members.

Members [1]
3,336

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.55%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.39%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
64.22%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.50%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-2.51%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.71%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

709 W 1ST ST

DERIDDER, LA, 70634

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by FIRST STREET (Charter #20417).

Main Office

FIRST STREET FEDERAL CREDIT UNION Main Office

Type: Corporate Office

709 W 1ST ST

Deridder, LA 70634

Phone: (337) 463-7529

Services: Member Services

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