NORTHSIDE Credit Union Profile

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NORTHSIDE

Charter #20410 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (404) 851-6389

Fax: (404) 845-5033

Founding Date: N/A

Website: http://www.northsidefcu.com

Personnel & Operations

President: Wood, Teresa

Manager: Blackwell, Lori

FT Employees: 8

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 21

Branches: 2

Hours: 7:30AM - 4:00PM MONDAY - FRIDAY

Credit Union Profile Summary

NORTHSIDE is a FCU Credit Union. With a total of 6,162 members [1], this institution manages approximately $21,823,956 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 16.68% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.78% [1].

Financial Snapshot

Total Assets [1]
$21,823,956

Total economic resources.

Total Loans [1]
$14,191,922

Total value of outstanding loans.

Total Deposits [1]
$18,120,055

Total funds deposited by members.

Members [1]
6,162

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.68%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.46%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
78.32%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -1.20%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 3.78%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.15%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

980 JOHNSON FERRY RD, SUITE 190

ATLANTA, GA, 30342
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by NORTHSIDE (Charter #20410).

Main Office

Northside FCU Main Office

Type: Corporate Office

980 Johnson Ferry Rd

suite 190

Atlanta, GA 30342

Phone: (404) 851-6389

Services: Member Services

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Additional Branches

Cumming

Northside Federal Credit Union

Type: Branch Office

1100 Forsyth Drive

Suite 200

Cumming, GA 30041

Phone: (770) 844-3800

Services: Member Services

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