MONTELL Credit Union Profile

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MONTELL

Charter #20228 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (337) 439-7333

Fax:

Founding Date: N/A

Personnel & Operations

President: McMichael, Joseph

Manager: Louviere, Katherine

FT Employees: 0

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 15

Branches: 1

Hours: Monday 8:00-4:00 p.m. Tuesday and Thursday

Credit Union Profile Summary

MONTELL is a FCU Credit Union. With a total of 683 members [1], this institution manages approximately $5,216,117 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 20.23% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.49% [1].

Financial Snapshot

Total Assets [1]
$5,216,117

Total economic resources.

Total Loans [1]
$4,549,849

Total value of outstanding loans.

Total Deposits [1]
$4,138,516

Total funds deposited by members.

Members [1]
683

Number of active members.

Performance Ratios

Net Worth Ratio [1]
20.23%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.29%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
109.94%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-5.94%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-5.49%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.79%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4101 Highway 108

Westlake, LA, 70669

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MONTELL (Charter #20228).

Main Office

Main Office Main Office

Type: Corporate Office

4101 Highway 108

Westlake, LA 70669

Phone: (337) 439-7333

Services: Member Services

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