TWO RIVERS Credit Union Profile

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TWO RIVERS

Charter #20114 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (870) 210-7222

Fax: (870) 210-7225

Founding Date: N/A

Website: http://www.tworiversfcu.com

Personnel & Operations

President: Addington, Ron

Manager: Neal, Nikki

FT Employees: 5

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 2

Hours: 9-5

Credit Union Profile Summary

TWO RIVERS is a FCU Credit Union. With a total of 1,778 members [1], this institution manages approximately $17,402,246 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.52% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.29% [1].

Financial Snapshot

Total Assets [1]
$17,402,246

Total economic resources.

Total Loans [1]
$10,425,669

Total value of outstanding loans.

Total Deposits [1]
$14,118,752

Total funds deposited by members.

Members [1]
1,778

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.52%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.49%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.84%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.09%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.29%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.61%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

204 N 10th St

Arkadelphia, AR, 71923-5029
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by TWO RIVERS (Charter #20114).

Main Office

Two Rivers FCU Main Office

Type: Corporate Office

204 N 10th St

Arkadelphia, AR 71923-5029

Phone: (870) 210-7222

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Arkadelphia

TWO RIVERS FCU

Type: Branch Office

204 N 10TH ST

Arkadelphia, AR 71923-5029

Phone: (870) 210-7222

Services: None specified

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