OHIO COUNTY PUBLIC SCHOOLS Credit Union Profile

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OHIO COUNTY PUBLIC SCHOOLS

Charter #19881 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 243-0499

Fax: (304) 243-0498

Founding Date: N/A

Website: http://www.ocpsfcu.virtualcu.net

Personnel & Operations

President: Murphy, Amy

Manager: STRADWICK, JOLENE

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 04

Branches: 1

Hours: MONDAY THRU FRIDAY 8:30 a.m. - 4:30 p.m.

Credit Union Profile Summary

OHIO COUNTY PUBLIC SCHOOLS is a FCU Credit Union. With a total of 684 members [1], this institution manages approximately $6,058,864 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.04% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.67% [1].

Financial Snapshot

Total Assets [1]
$6,058,864

Total economic resources.

Total Loans [1]
$2,674,340

Total value of outstanding loans.

Total Deposits [1]
$5,101,020

Total funds deposited by members.

Members [1]
684

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.04%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.53%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
52.43%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.67%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 10.67%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.44%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

280 FULTON ST

WHEELING, WV, 26003
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by OHIO COUNTY PUBLIC SCHOOLS (Charter #19881).

Main Office

OCPS FEDERAL CREDIT UNION Main Office

Type: Corporate Office

280 FULTON ST

Wheeling, WV 26003

Phone: (304) 243-0499

Services: Member Services

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