CENTRIC Credit Union Profile

Showing details for CENTRIC Credit Union.

Home > LA > CENTRIC

CENTRIC

Charter #1982 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (318) 340-9656

Fax: (318) 323-1517

Founding Date: N/A

Website: http://www.mycentric.org

Personnel & Operations

President: Murphy, Jr., Don

Manager: Parker, Troyce

FT Employees: 122

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 49

Branches: 9

Hours: N/A

Credit Union Profile Summary

CENTRIC is a FCU Credit Union. With a total of 36,840 members [1], this institution manages approximately $420,425,177 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.34% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.91% [1].

Financial Snapshot

Total Assets [1]
$420,425,177

Total economic resources.

Total Loans [1]
$319,623,976

Total value of outstanding loans.

Total Deposits [1]
$361,205,148

Total funds deposited by members.

Members [1]
36,840

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.34%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.37%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
88.49%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 10.11%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.91%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -6.42%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

213 Expo Cir

West Monroe, LA, 71292-9414
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 7 branches reported by CENTRIC (Charter #1982).

Main Office

Expo Circle Admin Center Main Office

Type: Corporate Office

213 Expo Cir

West Monroe, LA 71292-9414

Phone: (318) 340-9656

Services: Member Services

Open in Directions

Additional Branches

Monroe

Monroe Center

Type: Branch Office

710 Highway 165 North

Monroe, LA 71201

Phone: (318) 410-0078

Services: Member Services, ATM, Drive-Thru

Open in Directions

Pecanland Center

Type: Branch Office

1100 Pecanland Rd

Monroe, LA 71203-7019

Phone: (318) 340-9656

Services: Member Services, ATM, Drive-Thru

Open in Directions

Ruston

Ruston Centric Center

Type: Branch Office

1514 Eagle Drive

Ruston, LA 71270-4912

Phone: (318) 251-9770

Services: Member Services, ATM, Drive-Thru

Open in Directions

Ruston Downtown

Type: Branch Office

102 W Alabama Ave

Ruston, LA 71270

Phone: (318) 340-9656

Services: Member Services

Open in Directions

West Monroe

Arkansas Road Centric Center

Type: Branch Office

2353 Arkansas Rd

West Monroe, LA 71291-7820

Phone: (318) 396-6273

Services: Member Services, ATM, Drive-Thru

Open in Directions

Thomas Road Centric Center

Type: Branch Office

1091 Thomas Rd

West Monroe, LA 71292-5821

Phone: (318) 340-9656

Services: Member Services, ATM, Drive-Thru

Open in Directions