POLAM Credit Union Profile

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POLAM

Charter #19739 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (323) 463-5137

Fax: (323) 460-4518

Founding Date: N/A

Website: http://WWW.POLAM.ORG

Personnel & Operations

President: Kicinski, Mariusz

Manager: Audette, Jennifer

FT Employees: 11

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 2

Hours: 9AM-4PM MON-THURS. 9AM-6PM FRIDAYS

Credit Union Profile Summary

POLAM is a FCU Credit Union. With a total of 2,109 members [1], this institution manages approximately $73,474,383 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.28% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.71% [1].

Financial Snapshot

Total Assets [1]
$73,474,383

Total economic resources.

Total Loans [1]
$38,878,487

Total value of outstanding loans.

Total Deposits [1]
$65,089,506

Total funds deposited by members.

Members [1]
2,109

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.28%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.25%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
59.73%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.63%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.71%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.88%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

589 N LARCHMONT BLVD

LOS ANGELES, CA, 90004-1305
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by POLAM (Charter #19739).

Main Office

Polam FCU Main Office

Type: Corporate Office

589 N LARCHMONT BLVD

Los Angeles, CA 90004-1305

Phone: (323) 463-5137

Services: Member Services

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Additional Branches

Orange

Orange Branch

Type: Branch Office

1700 N TUSTIN ST

Orange, CA 92865-4603

Phone: (714) 998-1016

Services: Member Services

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