RAVALLI COUNTY Credit Union Profile

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RAVALLI COUNTY

Charter #19732 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (406) 363-4631

Fax: (406) 363-3354

Founding Date: N/A

Website: https://www.ravallicountyfcu.org

Personnel & Operations

President: Larson, Lynn

Manager: Parsons, Darci

FT Employees: 15

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: 9:00 AM - 5:30 PM Monday-Friday 8:00 AM - 5

Credit Union Profile Summary

RAVALLI COUNTY is a FCU Credit Union. With a total of 6,057 members [1], this institution manages approximately $78,682,240 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.55% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.61% [1].

Financial Snapshot

Total Assets [1]
$78,682,240

Total economic resources.

Total Loans [1]
$56,773,495

Total value of outstanding loans.

Total Deposits [1]
$66,963,340

Total funds deposited by members.

Members [1]
6,057

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.55%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.15%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
84.78%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
10.96%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
4.61%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.94%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

501 N 1st St

Hamilton, MT, 59840-2129

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by RAVALLI COUNTY (Charter #19732).

Main Office

Ravalli County Federal Credit Union Main Office

Type: Corporate Office

501 N 1st St

Hamilton, MT 59840-2129

Phone: (406) 363-4631

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Florence

Ravalli County Federal Credit Union

Type: Branch Office

5525 US Highway 93 N

Florence, MT 59833

Phone: (406) 363-4631

Services: Member Services, ATM, Drive-Thru

Open in Directions