NORTHERN ILLINOIS Credit Union Profile

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NORTHERN ILLINOIS

Charter #19708 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (815) 669-1599

Fax: (815) 669-1533

Founding Date: N/A

Website: http://www.mynifcu.com

Personnel & Operations

President: REYNOLDS, JEFF

Manager: LENAWAY, MARK

FT Employees: 5

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: MONDAY, TUESDAY, THURSDAY, FRIDAY 7:30 AM

Credit Union Profile Summary

NORTHERN ILLINOIS is a FCU Credit Union. With a total of 2,161 members [1], this institution manages approximately $18,187,716 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.95% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.39% [1].

Financial Snapshot

Total Assets [1]
$18,187,716

Total economic resources.

Total Loans [1]
$15,836,338

Total value of outstanding loans.

Total Deposits [1]
$14,532,174

Total funds deposited by members.

Members [1]
2,161

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.95%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.82%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
108.97%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.47%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 9.39%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.19%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

817 W LINCOLN HWY

DEKALB, IL, 60115
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by NORTHERN ILLINOIS (Charter #19708).

Main Office

NORTHERN ILLINOIS FEDERAL CREDIT UNION Main Office

Type: Corporate Office

817 W LINCOLN HWY

Dekalb, IL 60115

Phone: (815) 669-1599

Services: Member Services, ATM

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