EDUCATION PERSONNEL Credit Union Profile

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EDUCATION PERSONNEL

Charter #1969 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (217) 446-0777

Fax: (217) 446-2522

Founding Date: N/A

Website: http://www.educationpersonnelfcu.co

Personnel & Operations

President: Metzen, Michael

Manager: Garrett, Hope

FT Employees: 15

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 2

Hours: Temporarily closed due to Covid-19.

Credit Union Profile Summary

EDUCATION PERSONNEL is a FCU Credit Union. With a total of 4,232 members [1], this institution manages approximately $72,500,196 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.96% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -10.34% [1].

Financial Snapshot

Total Assets [1]
$72,500,196

Total economic resources.

Total Loans [1]
$31,468,364

Total value of outstanding loans.

Total Deposits [1]
$64,171,620

Total funds deposited by members.

Members [1]
4,232

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.96%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.42%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
49.04%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.84%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -10.34%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.67%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1102 N Walnut St

Danville, IL, 61832
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by EDUCATION PERSONNEL (Charter #1969).

Main Office

Education Personnel Federal Credit Union Main Office

Type: Corporate Office

1102 N Walnut St

Danville, IL 61832

Phone: (217) 446-0777

Services: Member Services, ATM

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Additional Branches

Danville

Education Personnel Federal Credit Union

Type: Branch Office

101 W Main St

Danville, IL 61832

Phone: (217) 446-0777

Services: Member Services, Drive-Thru

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Richfield

CU Interface

Type: Corporate Office

4125 Highlander Pkwy

Ste 175

Richfield, OH 44286-8903

Phone: (877) 317-2792

Services: None specified

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