LANIER Credit Union Profile

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LANIER

Charter #19552 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (770) 503-1765

Fax: (770) 503-1865

Founding Date: N/A

Website: http://www.LanierFCU.org

Personnel & Operations

President: Owen, Danny

Manager: Jones, Todd

FT Employees: 19

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: Mon - Thurs: 8:00 am - 5:00 pm Friday 8:00

Credit Union Profile Summary

LANIER is a FCU Credit Union. With a total of 8,608 members [1], this institution manages approximately $69,114,506 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.59% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.45% [1].

Financial Snapshot

Total Assets [1]
$69,114,506

Total economic resources.

Total Loans [1]
$57,300,956

Total value of outstanding loans.

Total Deposits [1]
$61,726,232

Total funds deposited by members.

Members [1]
8,608

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.59%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.93%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
92.83%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.33%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 7.45%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.12%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3718 Mundy Mill Rd

Oakwood, GA, 30566-3417
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by LANIER (Charter #19552).

Main Office

LFCU Main Office Main Office

Type: Corporate Office

3718 Mundy Mill Rd

Oakwood, GA 30566-3417

Phone: (770) 503-1765

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Gainesville

Gainesville Branch

Type: Branch Office

1430 Thompson Bridge Rd

Gainesville, GA 30501-1712

Phone: (678) 989-1777

Services: Member Services, ATM, Drive-Thru

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