AMPOT Credit Union Profile

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AMPOT

Charter #19538 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (662) 343-8793

Fax: (662) 343-8789

Founding Date: N/A

Website: http://www.ampotfcu.org

Personnel & Operations

President: Gaudet, Karen

Manager: Carter, Melissa

FT Employees: 3

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: M-F 7AM-4PM

Credit Union Profile Summary

AMPOT is a FCU Credit Union. With a total of 2,094 members [1], this institution manages approximately $15,179,574 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.27% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.18% [1].

Financial Snapshot

Total Assets [1]
$15,179,574

Total economic resources.

Total Loans [1]
$7,563,232

Total value of outstanding loans.

Total Deposits [1]
$13,357,311

Total funds deposited by members.

Members [1]
2,094

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.27%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-2.76%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
56.62%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -4.31%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.18%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 5.28%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

40481 OLD HIGHWAY 45 S

HAMILTON, MS, 39746-8301
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by AMPOT (Charter #19538).

Main Office

AMPOT FCU Main Office

Type: Corporate Office

40481 Old Highway 45 S

Hamilton, MS 39746-8301

Phone: (662) 343-8793

Services: Member Services, Drive-Thru

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Additional Branches

Hamilton

Disaster Recovery Site

Type: Corporate Office

40481 Old Highway 45 S

Hamilton, MS 39746-8301

Phone: (662) 343-8793

Services: None specified

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