U. T. Credit Union Profile

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U. T.

Charter #19448 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (865) 971-1971

Fax:

Founding Date: N/A

Website: http://www.utfcu.org

Personnel & Operations

President: McNeil, Mike

Manager: Warren, Kenyon

FT Employees: 92

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 8

Hours: 9:00 - 5:00

Credit Union Profile Summary

U. T. is a FCU Credit Union. With a total of 25,743 members ^[1], this institution manages approximately $534,829,945 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.56% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.35% ^[1].

Financial Snapshot

Total Assets ^[1]

$534,829,945

Total economic resources.

Total Loans ^[1]

$450,818,453

Total value of outstanding loans.

Total Deposits ^[1]

$453,776,855

Total funds deposited by members.

Members ^[1]

25,743

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.56%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.54%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

99.35%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 7.29%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 8.35%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -0.55%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1512 Coleman Rd

Knoxville, TN, 37909

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 8 branches reported by U. T. (Charter #19448).

Main Office

UT Federal Credit Union - Corporate Office Main Office

Type: Corporate Office

1512 Coleman Rd

Knoxville, TN 37909

Phone: (865) 971-1971

Services: None specified

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Additional Branches

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Martin

UT Federal Credit Union - Martin Branch

Type: Branch Office

103 Hurt St

Martin, TN 38237-2909

Phone: (731) 587-5451

Services: Member Services, ATM, Drive-Thru

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Memphis

UT Federal Credit Union - Memphis Branch

Type: Branch Office

910 Madison Ave

Memphis, TN 38103

Phone: (901) 448-3600

Services: Member Services

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