SANTA BARBARA TEACHERS Credit Union Profile

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SANTA BARBARA TEACHERS

Charter #1909 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (805) 682-2467

Fax: (805) 682-0203

Founding Date: N/A

Website: http://www.sbtfcu.org

Personnel & Operations

President: Rojas, Peter

Manager: McLaughlin, Roy

FT Employees: 20

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 3

Hours: M - F 8:30 - 5:30

Credit Union Profile Summary

SANTA BARBARA TEACHERS is a FCU Credit Union. With a total of 9,221 members [1], this institution manages approximately $296,478,512 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.45% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.63% [1].

Financial Snapshot

Total Assets [1]
$296,478,512

Total economic resources.

Total Loans [1]
$59,823,004

Total value of outstanding loans.

Total Deposits [1]
$256,634,801

Total funds deposited by members.

Members [1]
9,221

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.45%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.96%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
23.31%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.39%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.63%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.63%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3970 La Colina Rd

Santa Barbara, CA, 93110-1563
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by SANTA BARBARA TEACHERS (Charter #1909).

Main Office

Santa Barbara Teachers FCU Main Office

Type: Corporate Office

3970 La Colina Rd

Santa Barbara, CA 93110-1563

Phone: (805) 682-2467

Services: None specified

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Additional Branches

Lompoc

Santa Barbara Teachers FCU

Type: Branch Office

1307B N H St

Lompoc, CA 93436-3312

Phone: (805) 736-1606

Services: Member Services

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Santa Barbara

Santa Barbara Teachers FCU

Type: Corporate Office

3970 La Colina Rd

Santa Barbara, CA 93110-1563

Phone: (805) 682-2467

Services: Member Services

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Santa Maria

Santa Barbara Teachers FCU

Type: Branch Office

2615 S Miller St Ste 110

Santa Maria, CA 93455-1775

Phone: (805) 925-8922

Services: Member Services

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