UNIVERSITY Credit Union Profile

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UNIVERSITY

Charter #1904 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (701) 775-3738

Fax: (701) 775-3798

Founding Date: N/A

Website: http://www.universityfederalcu.org

Personnel & Operations

President: Jundt, Ryan

Manager: Fetsch, Lacey

FT Employees: 8

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 2

Hours: M-F 8:30am-6:00pm

Credit Union Profile Summary

UNIVERSITY is a FCU Credit Union. With a total of 3,549 members [1], this institution manages approximately $44,940,607 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.03% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.01% [1].

Financial Snapshot

Total Assets [1]
$44,940,607

Total economic resources.

Total Loans [1]
$26,574,907

Total value of outstanding loans.

Total Deposits [1]
$38,956,073

Total funds deposited by members.

Members [1]
3,549

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.03%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.60%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
68.22%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.79%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -5.01%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.23%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1575 17th Ave S

Grand Forks, ND, 58201
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by UNIVERSITY (Charter #1904).

Main Office

Branch Ofc Main Office

Type: Corporate Office

1575 17th Ave S

Grand Forks, ND 58201

Phone: (701) 775-3738

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Grand Forks

Campus Office

Type: Branch Office

2860 10th Ave N Ste 100

Grand Forks, ND 58203

Phone: (701) 757-1047

Services: Member Services, Drive-Thru

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