ST. PATS EMPLOYEES Credit Union Profile

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ST. PATS EMPLOYEES

Charter #19017 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (406) 329-5665

Fax: (406) 329-2639

Founding Date: N/A

Website: http://www.StPatsCU.com

Personnel & Operations

President: Gross, John

Manager: Davis, Silvia

FT Employees: 1

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 51

Branches: 1

Hours: M.-W.-F. 7:30am to 5pm / T & T 7:30am to 1

Credit Union Profile Summary

ST. PATS EMPLOYEES is a FCU Credit Union. With a total of 669 members [1], this institution manages approximately $5,491,715 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.5% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -12.40% [1].

Financial Snapshot

Total Assets [1]
$5,491,715

Total economic resources.

Total Loans [1]
$2,254,126

Total value of outstanding loans.

Total Deposits [1]
$4,850,062

Total funds deposited by members.

Members [1]
669

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.5%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.15%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
46.48%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.29%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -12.40%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.62%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

500 W Broadway St

Missoula, MT, 59802-4008
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by ST. PATS EMPLOYEES (Charter #19017).

Main Office

St. Pat's Employees Federal Credit Union Main Office

Type: Corporate Office

500 W Broadway St

Missoula, MT 59802-4008

Phone: (406) 329-5665

Services: Member Services

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