BITTERROOT COMMUNITY Credit Union Profile

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BITTERROOT COMMUNITY

Charter #18964 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (406) 821-3171

Fax: (406) 821-4416

Founding Date: N/A

Website: http://www.bitterrootcommunityfcu.c

Personnel & Operations

President: Harrell, Chad

Manager: Nash, Kathy

FT Employees: 4

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: M-F 8 AM - 5:30 PM

Credit Union Profile Summary

BITTERROOT COMMUNITY is a FCU Credit Union. With a total of 2,150 members [1], this institution manages approximately $18,681,229 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.77% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.01% [1].

Financial Snapshot

Total Assets [1]
$18,681,229

Total economic resources.

Total Loans [1]
$8,337,121

Total value of outstanding loans.

Total Deposits [1]
$17,204,951

Total funds deposited by members.

Members [1]
2,150

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.77%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.08%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
48.46%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.55%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.01%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.94%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

PO BOX 467, 218 S MAIN ST

DARBY, MT, 59829
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by BITTERROOT COMMUNITY (Charter #18964).

Main Office

Main Office Main Office

Type: Corporate Office

PO Box 467

218 S Main St

Darby, MT 59829

Phone: (406) 821-3171

Services: Member Services, Drive-Thru

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Additional Branches

Hamilton

Bitterroot Community FCU - Hamilton Branch

Type: Branch Office

706 S 1st St

Hamilton, MT 59840-3014

Phone: (406) 821-3171

Services: None specified

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