MCDOWELL COUNTY Credit Union Profile

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MCDOWELL COUNTY

Charter #18950 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 436-6800

Fax: (304) 436-6803

Founding Date: N/A

Personnel & Operations

President: Dyer, Virginia

Manager: Mullins, Heather

FT Employees: 0

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Mon-Fri 8:30 am to 4:30 pm

Credit Union Profile Summary

MCDOWELL COUNTY is a FCU Credit Union. With a total of 34 members [1], this institution manages approximately $62,893 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 23.85% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -37.31% [1].

Financial Snapshot

Total Assets [1]
$62,893

Total economic resources.

Total Loans [1]
$9,863

Total value of outstanding loans.

Total Deposits [1]
$47,694

Total funds deposited by members.

Members [1]
34

Number of active members.

Performance Ratios

Net Worth Ratio [1]
23.85%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-2.18%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
20.68%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-38.60%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-37.31%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.86%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1027 Frederick St

Bluefield, WV, 24701

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by MCDOWELL COUNTY (Charter #18950).

Main Office

McDowell County FCU Main Office

Type: Corporate Office

148 McDowell St

Welch, WV 24801

Phone: (304) 436-6800

Services: Member Services

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