GARLAND COUNTY EDUCATORS Credit Union Profile

Showing details for GARLAND COUNTY EDUCATORS Credit Union.

Home > AR > GARLAND COUNTY EDUCATORS

GARLAND COUNTY EDUCATORS

Charter #18814 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (501) 623-9230

Fax: (501) 318-2317

Founding Date: N/A

Website: http://www.gcefcuhotsprings.org

Personnel & Operations

President: Campbell, Steven

Manager: Anderson, Johnny

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 04

Branches: 2

Hours: 9:30 - 4:30

Credit Union Profile Summary

GARLAND COUNTY EDUCATORS is a FCU Credit Union. With a total of 731 members [1], this institution manages approximately $5,498,656 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.52% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -17.33% [1].

Financial Snapshot

Total Assets [1]
$5,498,656

Total economic resources.

Total Loans [1]
$3,343,462

Total value of outstanding loans.

Total Deposits [1]
$4,587,663

Total funds deposited by members.

Members [1]
731

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.52%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.03%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
72.88%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.58%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -17.33%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.69%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

190 AVIATION PLZ STE E

HOT SPRINGS, AR, 71913-5531
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 2 branches reported by GARLAND COUNTY EDUCATORS (Charter #18814).

Main Office

Garland County Educators Federal Credit Union Main Office

Type: Corporate Office

190 Aviation Plz Ste E

Hot Springs, AR 71913-5531

Phone: (501) 623-9230

Services: Member Services

Open in Directions

Additional Branches

Hot Springs

Bank OZK

Type: Branch Office

401 Section Line Rd

Hot Springs, AR 71913

Phone: (501) 525-6700

Services: None specified

Open in Directions