LOUVIERS Credit Union Profile

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LOUVIERS

Charter #18765 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (302) 733-0426

Fax: (302) 731-2460

Founding Date: N/A

Website: http://www.louviers.com

Personnel & Operations

President: Chilcutt, Cheryl

Manager: Davis, Christopher

FT Employees: 21

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 40

Branches: 4

Hours: Monday - Thursday 8:00 to 4:30 Friday 8:00

Credit Union Profile Summary

LOUVIERS is a FCU Credit Union. With a total of 16,630 members [1], this institution manages approximately $220,508,562 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 17.38% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.35% [1].

Financial Snapshot

Total Assets [1]
$220,508,562

Total economic resources.

Total Loans [1]
$58,331,226

Total value of outstanding loans.

Total Deposits [1]
$205,395,615

Total funds deposited by members.

Members [1]
16,630

Number of active members.

Performance Ratios

Net Worth Ratio [1]
17.38%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.07%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
28.40%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -7.96%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.35%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.01%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

185 S Main St

Newark, DE, 19711
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by LOUVIERS (Charter #18765).

Main Office

S Main St Main Office

Type: Corporate Office

185 S Main St

Newark, DE 19711

Phone: (302) 733-0426

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Newark

Glasgow

Type: Branch Office

602 Plaza Dr

Newark, DE 19702

Phone: (302) 733-0426

Services: Member Services, ATM

Open in Directions

Omega

Type: Branch Office

4643 Ogletown Stanton Rd

Newark, DE 19713

Phone: (302) 733-0426

Services: Member Services, ATM, Drive-Thru

Open in Directions

Wilmington

Chestnut Run

Type: Branch Office

984 Centre Rd

Wilmington, DE 19805

Phone: (302) 733-0426

Services: Member Services, ATM, Drive-Thru

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