705 Credit Union Profile
Showing details for 705 Credit Union.
Credit Union Profile for: 705
705
Headquarters Contact & Staff
Contact & Info
Phone: (337) 232-8450
Fax: (337) 232-2786
Founding Date: N/A
Website: http://www.705fcu.com
Personnel & Operations
President: Girouard, Ronald
Manager: Theriot, Cassie
FT Employees: 15
PT Employees: 0
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 36
Branches: 1
Hours: Monday thru Thursday 8:30-5 Fridays 8-5
Credit Union Profile Summary
705 is a FCU Credit Union. With a total of 3,709 members [1], this institution manages approximately $46,601,026 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.27% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.55% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
N/A / 5.0Total Approved Reviews:
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Branch Locations
Found 1 branches reported by 705 (Charter #18749).
Main Office
705 FCU Main Office
1455 W Willow St
Lafayette, LA 70506-1026
Phone: (337) 232-8450
Services: Member Services, ATM, Drive-Thru