FERGUSON Credit Union Profile

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FERGUSON

Charter #18515 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (601) 806-3328

Fax: (601) 587-4038

Founding Date: N/A

Website: http://www.fergusonfcu.org

Personnel & Operations

President: Robinson, Christopher

Manager: Clevenger, Vernon

FT Employees: 46

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 49

Branches: 7

Hours: Monday - Friday, 9 am to 4 pm

Credit Union Profile Summary

FERGUSON is a FCU Credit Union. With a total of 10,526 members [1], this institution manages approximately $94,063,777 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.77% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.77% [1].

Financial Snapshot

Total Assets [1]
$94,063,777

Total economic resources.

Total Loans [1]
$62,847,425

Total value of outstanding loans.

Total Deposits [1]
$84,705,639

Total funds deposited by members.

Members [1]
10,526

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.77%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-1.03%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.20%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.77%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 4.77%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.31%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1026 E Broad St

Monticello, MS, 39654
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 7 branches reported by FERGUSON (Charter #18515).

Main Office

Ferguson FCU Headquarters Main Office

Type: Corporate Office

1026 E Broad St

Monticello, MS 39654

Phone: (601) 806-3328

Services: None specified

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Additional Branches

Brookhaven

Brookhaven Branch

Type: Branch Office

352 Brookhaven St

Brookhaven, MS 39601

Phone: (601) 587-4037

Services: Member Services, ATM, Drive-Thru

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Columbia

Columbia Branch

Type: Branch Office

519 HIGHWAY 98 BYP

Columbia, MS 39429

Phone: (601) 806-3328

Services: Member Services, ATM, Drive-Thru

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Mortgage & Business Cewnter

Type: Branch Office

609 High School Ave

Columbia, MS 39429

Phone: (601) 806-3328

Services: Member Services, ATM

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Magee

Magee Branch

Type: Branch Office

277 11th Ave SW

Magee, MS 39111

Phone: (601) 587-4037

Services: Member Services, ATM, Drive-Thru

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Monticello

Monticello Branch

Type: Branch Office

1026 E Broad St

Monticello, MS 39654

Phone: (601) 806-3328

Services: Member Services, ATM, Drive-Thru

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Newhebron

New Hebron Branch

Type: Branch Office

500 Main Ave

Newhebron, MS 39140

Phone: (601) 587-4037

Services: Member Services, ATM, Drive-Thru

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