T E A Credit Union Profile

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T E A

Charter #18462 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (985) 876-6269

Fax: (985) 868-8462

Founding Date: N/A

Website: http://www.teafcu.org

Personnel & Operations

President: Williams Sr, Gary

Manager: Staidum-Matthews, Marilyn

FT Employees: 2

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: 11:30 A.M. - 4:30 P.M. Monday thru Thursday

Credit Union Profile Summary

T E A is a FCU Credit Union. With a total of 940 members [1], this institution manages approximately $2,586,066 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.05% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -12.15% [1].

Financial Snapshot

Total Assets [1]
$2,586,066

Total economic resources.

Total Loans [1]
$1,548,951

Total value of outstanding loans.

Total Deposits [1]
$2,370,776

Total funds deposited by members.

Members [1]
940

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.05%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.09%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
65.34%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
5.34%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-12.15%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
3.75%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

7220 Main St

Houma, LA, 70360

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by T E A (Charter #18462).

Main Office

T. E. A. Federal Credit Union Main Office

Type: Corporate Office

7220 Main St

Houma, LA 70360

Phone: (985) 876-6269

Services: Member Services, Drive-Thru

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