S. C. H. D. DIST #7 Credit Union Profile

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S. C. H. D. DIST #7

Charter #18423 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (803) 536-0040

Fax: (803) 539-2834

Founding Date: N/A

Personnel & Operations

President: Jones, George

Manager: Gulley, Jacqueline

FT Employees: 1

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 1

Hours: 9:00 am - 1:30 pm M,Tu,W,F 9:00 am -5:00 p

Credit Union Profile Summary

S. C. H. D. DIST #7 is a FCU Credit Union. With a total of 535 members [1], this institution manages approximately $4,693,757 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 18.74% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.72% [1].

Financial Snapshot

Total Assets [1]
$4,693,757

Total economic resources.

Total Loans [1]
$2,350,531

Total value of outstanding loans.

Total Deposits [1]
$3,766,737

Total funds deposited by members.

Members [1]
535

Number of active members.

Performance Ratios

Net Worth Ratio [1]
18.74%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.18%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
62.40%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
7.53%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-4.72%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.52%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

293 BROUGHTON ST

Orangeburg, SC, 29115-7361

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by S. C. H. D. DIST #7 (Charter #18423).

Main Office

S.C.H.D. Dist #7 FCU Main Office

Type: Corporate Office

293 BROUGHTON ST

Orangeburg, SC 29115-7361

Phone: (803) 536-0040

Services: Member Services

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