CHULA VISTA CITY EMPLOYEES Credit Union Profile

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CHULA VISTA CITY EMPLOYEES

Charter #18405 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (619) 691-5240

Fax: (619) 476-5359

Founding Date: N/A

Personnel & Operations

President: Balchak, Stefanie

Manager: DeNecochea, Lydia

FT Employees: 1

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 0

Hours: Monday 10:00 am to 3:00pm Wednesday & Frida

Credit Union Profile Summary

CHULA VISTA CITY EMPLOYEES is a FCU Credit Union. With a total of 536 members [1], this institution manages approximately $3,778,716 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.54% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.07% [1].

Financial Snapshot

Total Assets [1]
$3,778,716

Total economic resources.

Total Loans [1]
$2,254,580

Total value of outstanding loans.

Total Deposits [1]
$3,464,567

Total funds deposited by members.

Members [1]
536

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.54%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.68%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
65.08%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.72%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -5.07%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.90%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

276 4th Ave

Chula Vista, CA, 91910
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by CHULA VISTA CITY EMPLOYEES (Charter #18405).

Main Office

Main Office Main Office

Type: Corporate Office

276 4th Ave

Chula Vista, CA 91910

Phone: (619) 691-5240

Services: None specified

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