HFS Credit Union Profile

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HFS

Charter #1829 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (808) 930-1400

Fax: (808) 935-2091

Founding Date: N/A

Website: https://WWW.HFSFCU.ORG

Personnel & Operations

President: TAKASE, GERALD

Manager: ABE, NATHAN

FT Employees: 120

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 22.15%

Membership Type: 00

Branches: 6

Hours: MAIN - M-F 8:30 AM - 5:00 PM, DRIVE THRU M

Credit Union Profile Summary

HFS is a FCU Credit Union. With a total of 54,744 members [1], this institution manages approximately $1,004,304,694 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.08% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.41% [1].

Financial Snapshot

Total Assets [1]
$1,004,304,694

Total economic resources.

Total Loans [1]
$444,188,218

Total value of outstanding loans.

Total Deposits [1]
$904,249,789

Total funds deposited by members.

Members [1]
54,744

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.08%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.08%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
49.12%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 12.97%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 10.41%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.84%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

632 KINOOLE ST

HILO, HI, 96720-3828
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by HFS (Charter #1829).

Main Office

HILO OFFICE Main Office

Type: Corporate Office

632 KINOOLE ST

Hilo, HI 96720-3828

Phone: (808) 930-1400

Services: Member Services, Drive-Thru

Open in Directions

Additional Branches

Hilo

PRINCE KUHIO PLAZA OFFICE

Type: Branch Office

111 E PUAINAKO ST

Hilo, HI 96720

Phone: (808) 930-1400

Services: Member Services

Open in Directions

Honokaa

HONOKAA

Type: Branch Office

45-3600 MAMANE ST

Honokaa, HI 96727-6971

Phone: (808) 775-7251

Services: Member Services

Open in Directions

Kailua Kona

KONA COAST SHOPPING CENTER OFFICE

Type: Branch Office

74-5586 PALANI RD STE 5

KONA COAST SHOPPING CENTER

Kailua Kona, HI 96740

Phone: (808) 930-1400

Services: Member Services

Open in Directions

Kamuela

WAIMEA CENTER OFFICE

Type: Branch Office

65-1158 MAMALAHOA HWY

WAIMEA CENTER SUITE 21

Kamuela, HI 96743

Phone: (808) 930-1400

Services: Member Services

Open in Directions

Keaau

KEA'AU OFFICE

Type: Branch Office

16-589 OLD VOLCANO RD

Keaau, HI 96749-8103

Phone: (808) 930-1400

Services: Member Services, Drive-Thru

Open in Directions