HAWAII SCHOOLS Credit Union Profile

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HAWAII SCHOOLS

Charter #1785 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (808) 521-0302

Fax: (808) 538-3231

Founding Date: N/A

Website: http://www.hawaiischoolsfcu.org

Personnel & Operations

President: Enomoto, Ernestine

Manager: Kim, Robin

FT Employees: 8

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 04

Branches: 1

Hours: 8:30 am to 4:30 pm

Credit Union Profile Summary

HAWAII SCHOOLS is a FCU Credit Union. With a total of 3,479 members [1], this institution manages approximately $77,126,876 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.88% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.29% [1].

Financial Snapshot

Total Assets [1]
$77,126,876

Total economic resources.

Total Loans [1]
$22,955,177

Total value of outstanding loans.

Total Deposits [1]
$68,245,280

Total funds deposited by members.

Members [1]
3,479

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.88%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.38%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
33.64%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
6.37%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
1.29%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.14%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

233 Vineyard St

Honolulu, HI, 96813-2446

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by HAWAII SCHOOLS (Charter #1785).

Main Office

Hawaii Schools FCU - Main Main Office

Type: Corporate Office

233 Vineyard St

Honolulu, HI 96813-2446

Phone: (808) 521-0302

Services: Member Services

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