LOKAHI Credit Union Profile

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LOKAHI

Charter #1733 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (808) 423-1391

Fax: (808) 423-0268

Founding Date: N/A

Website: https://www.lokahifcu.com

Personnel & Operations

President: EBIA, CAROL

Manager: Kaulukukui, Scott

FT Employees: 100

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 16.01%

Membership Type: 00

Branches: 7

Hours: M - F 7:45 am - 4:30 pm

Credit Union Profile Summary

LOKAHI is a FCU Credit Union. With a total of 46,616 members [1], this institution manages approximately $699,711,232 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.27% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.02% [1].

Financial Snapshot

Total Assets [1]
$699,711,232

Total economic resources.

Total Loans [1]
$391,097,121

Total value of outstanding loans.

Total Deposits [1]
$611,627,560

Total funds deposited by members.

Members [1]
46,616

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.27%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.39%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
63.94%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.24%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.02%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.35%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1260 Kuala St

Pearl City, HI, 96782-2888
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 8 branches reported by LOKAHI (Charter #1733).

Main Office

Pearl City Main Main Office

Type: Corporate Office

1260 Kuala St

Pearl City, HI 96782-2888

Phone: (808) 423-1391

Services: None specified

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Additional Branches

Aiea

Pearlridge

Type: Branch Office

98-1005 Moanalua Rd Spc 245

Aiea, HI 96701-4707

Phone: (808) 423-1391

Services: Member Services

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Honolulu

Hickam

Type: Branch Office

40 Hickam Ct

Honolulu, HI 96818-4834

Phone: (808) 423-1391

Services: Member Services

Open in Directions

Kahala

Type: Branch Office

4211 Waialae Ave # K13

Honolulu, HI 96816-5319

Phone: (808) 423-1391

Services: Member Services, ATM

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Kaneohe

Kaneohe

Type: Branch Office

46-056 Kamehameha Hwy Ste E-02

Kaneohe, HI 96744-3755

Phone: (808) 423-1391

Services: Member Services

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Kapolei

Kapolei

Type: Branch Office

590 Farrington Hwy Unit 501

Kapolei, HI 96707-2033

Phone: (808) 423-1391

Services: Member Services

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Mililani

Mililani

Type: Branch Office

95-1249 Meheula Pkwy

Suite A-15

Mililani, HI 96789

Phone: (808) 423-1391

Services: Member Services

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Pearl City

Pearl City

Type: Branch Office

1260 Kuala St

Pearl City, HI 96782-2888

Phone: (808) 423-1391

Services: Member Services

Open in Directions